These Terms & Conditions govern the relationship between luke91 and every registered player on the platform. Please read this document carefully before creating an account or placing any wager on luke91. By accessing the platform, you confirm that you have read, understood, and agree to be bound by these terms in full.
All players must be at least 21 years of age. CNIC-based identity verification is mandatory before any withdrawal is processed on luke91.
Each player may hold only one active account on luke91. Duplicate accounts are subject to immediate closure and forfeiture of any associated balance.
All bonus funds are subject to wagering requirements before withdrawal is permitted. Requirements are stated clearly on each individual promotion page.
These terms are governed by the laws of the jurisdiction in which luke91 holds its international gambling licence. Disputes are subject to binding arbitration.
Important Notice: These Terms & Conditions constitute a legally binding agreement between you ("the Player") and luke91 ("the Company", "we", "us", "our"). If you do not agree with any part of these terms, you must not access or use the luke91 platform. Continued use of the platform following any amendment constitutes acceptance of the revised terms.
For the purposes of these Terms & Conditions, the following definitions shall apply:
By accessing the luke91 platform, registering an account, making a deposit, or placing any wager, you confirm that you have read these Terms & Conditions in their entirety, that you understand them, and that you agree to be bound by them without reservation.
These terms apply in conjunction with the luke91 Privacy Policy, Responsible Gaming Policy, and any specific rules applicable to individual games, sports betting markets, or promotional offers. In the event of any conflict between these Terms & Conditions and the rules of a specific product or promotion, these Terms & Conditions shall prevail unless the product or promotion rules expressly state otherwise.
Reminder: You must be at least 21 years of age to use the luke91 platform. If you are under 21, you are strictly prohibited from registering, depositing funds, or placing any wager on luke91. Age verification is mandatory and enforced without exception.
To register and maintain an account on luke91, you must meet all of the following eligibility requirements at all times:
During registration, you are required to provide accurate, complete, and up-to-date personal information including your full legal name, date of birth, residential address, and a valid contact email address. Providing false or misleading information during registration is a material breach of these terms and will result in immediate account closure without refund of any balance.
luke91 reserves the right to request documentary evidence of your identity, age, and address at any point during the account lifecycle. Failure to provide satisfactory documentation within a reasonable timeframe will result in account suspension pending resolution.
Each player is permitted to hold a maximum of one (1) active account on the luke91 platform. The existence of multiple accounts held by the same individual — whether identified by name, CNIC number, device, IP address, payment method, or any combination of these factors — constitutes a breach of these terms. In such cases, luke91 reserves the right to close all duplicate accounts and forfeit any associated balances and bonuses.
You are solely responsible for maintaining the confidentiality of your account credentials, including your password and any two-factor authentication details. You must not share your account access with any other person. luke91 will not be liable for any loss or damage arising from unauthorised access to your account resulting from your failure to keep your credentials secure.
luke91 reserves the right to suspend or close any account at its sole discretion where it has reason to believe that the account is being used fraudulently, in breach of these terms, or in a manner that poses a risk to the integrity of the platform or the safety of other players.
luke91 supports deposits and withdrawals via the following payment methods: JazzCash, EasyPaisa, HBL, UBL, Meezan Bank, SadaPay, and USDT TRC20. The minimum deposit amount is PKR 200. The minimum withdrawal amount is PKR 500.
All deposits are credited to a player's Real Money Balance in PKR. luke91 does not charge any fees on deposits or withdrawals; however, fees charged by your payment provider, bank, or mobile wallet operator are outside luke91's control and remain your responsibility.
KYC Requirement: Withdrawals will not be processed until a player has completed KYC verification. This requires submission of a valid CNIC (Computerised National Identity Card) and, where requested, proof of address and payment method ownership. KYC verification is a one-time process per account.
luke91 processes withdrawal requests in the order they are received. Processing times vary by payment method but are typically as follows:
luke91 reserves the right to conduct additional verification checks before processing any withdrawal, particularly where the withdrawal amount is unusually large, the account activity is inconsistent with normal player behaviour, or there are reasonable grounds to suspect fraudulent activity. In such cases, withdrawal processing may be temporarily suspended pending the completion of the verification process.
Withdrawals may only be processed to the same payment method used to make the original deposit, up to the deposited amount via that method. This is a standard anti-money laundering control and applies to all players without exception.
luke91 offers a range of bonuses and promotional offers to both new and existing players, including but not limited to: welcome bonuses, first deposit match bonuses, reload offers, PSL cricket betting promotions, weekly cashback, and Eid special promotions.
The following general rules apply to all bonuses unless the specific terms of an individual promotion state otherwise:
All casino games available on the luke91 platform — including live dealer games, RNG-based table games, and slot titles — are operated in accordance with the rules of the respective game provider and the oversight of luke91's licensing authority.
All RNG-based games on luke91 use independently certified random number generators that have been audited by recognised third-party testing laboratories. The theoretical return-to-player (RTP) percentage for each game is available on the game information page within the lobby.
luke91 reserves the right to void any game round or wager where there is evidence of exploitation of a software bug, an error in game logic, or any other technical fault that produced an outcome inconsistent with the normal operation of the game.
The luke91 sportsbook covers cricket — including PSL, Test matches, T20 Internationals, and One Day Internationals — as well as other sporting events as listed in the sports betting lobby. The following rules apply to all sports wagers placed on the luke91 platform:
PSL Betting: For Pakistan Super League matches, extended pre-match markets open up to 48 hours before the scheduled start time. Live in-play markets for PSL fixtures are available from ball one of each innings, subject to broadcast feed availability.
The following conduct is strictly prohibited on the luke91 platform. Engaging in any of the actions listed below constitutes a material breach of these Terms & Conditions and will result in immediate account suspension, investigation, and where warranted, permanent closure with forfeiture of balance:
All content on the luke91 platform — including but not limited to software, text, graphics, logos, icons, images, audio clips, game interfaces, and the overall design and layout of the platform — is the exclusive property of luke91 or its licensed content partners and is protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable licence to access and use the luke91 platform for personal, non-commercial entertainment purposes only. This licence does not permit you to:
Any unauthorised use of luke91 intellectual property may result in civil and criminal liability under applicable law.
To the fullest extent permitted by applicable law, luke91's total liability to any player — arising from contract, tort, negligence, or any other legal theory — shall not exceed the total amount deposited by the player in the 30-day period immediately preceding the event giving rise to the claim.
luke91 shall not be liable under any circumstances for:
The luke91 platform is provided on an "as is" and "as available" basis. luke91 makes no warranties, express or implied, regarding the uninterrupted availability of the platform, the accuracy of odds or game outcomes displayed prior to bet confirmation, or the fitness of the platform for any particular purpose.
luke91 is committed to promoting responsible gaming among all players on the platform. Gambling is intended to be an enjoyable form of entertainment and should never be pursued as a method of generating income or recovering financial losses.
The following responsible gaming tools are available to all registered players at no cost, accessible directly from the account settings panel:
21+ Age Enforcement: luke91 strictly enforces its 21+ age policy. CNIC verification is required before any withdrawal is processed. Accounts identified as belonging to players under 21 are closed immediately and any deposited funds are returned to the source payment method.
If you believe gambling is causing harm to you or someone in your household, we strongly encourage you to use the self-exclusion tool or contact our support team to activate it on your behalf. All self-exclusion requests are treated with complete confidentiality.
You may close your luke91 account at any time by contacting the support team via live chat or email at [email protected]. Upon account closure, any remaining Real Money Balance will be processed for withdrawal to your verified payment method, provided all KYC requirements have been satisfied.
luke91 reserves the right to close any account at its sole discretion, with or without prior notice, in any of the following circumstances:
Dormant Account Policy: An account is considered dormant after 12 consecutive months of inactivity. luke91 will notify the player via the registered email address before applying any dormancy fee. A monthly dormancy administration fee of PKR 200 (or the remaining balance if lower) will be deducted from any remaining Real Money Balance until the balance reaches zero, at which point the account will be closed.
luke91 reserves the right to amend, update, or replace these Terms & Conditions at any time. Where amendments are material — meaning they significantly affect player rights or obligations — luke91 will provide at least 14 days' advance notice via the registered email address and/or a prominent notice on the platform.
For minor amendments — such as corrections of typographical errors, clarifications that do not affect substance, or updates required by regulatory changes — notice may be provided by posting the updated terms on the platform with a revised effective date, without the 14-day advance notice period.
Your continued use of the luke91 platform following the effective date of any amendment constitutes your acceptance of the revised terms. If you do not accept the revised terms, you must close your account before the effective date of the amendment.
These Terms & Conditions are governed by and construed in accordance with the laws of the jurisdiction in which luke91 holds its international gambling operating licence. Any dispute arising out of or in connection with these terms — including any question regarding their existence, validity, or termination — shall be referred to and finally resolved by binding arbitration in accordance with the rules of a recognised arbitration body.
Prior to initiating formal dispute resolution proceedings, players are encouraged to contact the luke91 support team at [email protected] to seek an informal resolution. The majority of account and payment disputes are resolved at this stage within 3 to 5 business days.
Nothing in this clause prevents either party from seeking urgent interim or injunctive relief from a court of competent jurisdiction where necessary to prevent irreparable harm.
If you have any questions about these Terms & Conditions, require clarification on any provision, or wish to exercise any right described in this document, please contact the luke91 support team using the details below:
For responsible gaming assistance specifically, you may also access the self-exclusion and limit-setting tools directly from your account settings panel at any time without needing to contact support.
Beyond the legal framework, here is what these terms protect in practice — for every player across Pakistan using luke91 day to day.
Player deposits are held in segregated accounts separate from luke91's operational funds. Your balance is protected and available for withdrawal independent of company finances.
Every RNG game on luke91 is certified by independent testing labs. Payout percentages are audited regularly and published. No hidden house edges — just straightforward, verifiable odds.
Any material change to these terms is communicated 14 days in advance via your registered email. You are never surprised by a rule change that affects your active balance or bonuses.
All deposits, withdrawals, balances, and bonus amounts are denominated in PKR. No currency conversion surprises. What you deposit in rupees is what you manage throughout your account.
Account and payment disputes are handled by real Pakistani-fluent agents around the clock. Most disputes are resolved informally within 3 to 5 business days without formal arbitration.
Your personal data — CNIC details, payment information, and account history — is protected by 128-bit SSL encryption and handled in accordance with the luke91 Privacy Policy.
Now that you understand the terms, join thousands of Pakistani players who trust luke91 for casino games, cricket betting, and live dealer tables — all in PKR. 21+ only. Play responsibly.